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SEFCU offers free checking and online banking, great rates, exceptional member service, accessible branch locations, a large ATM network, business services, and investment and insurance products to meet all of your financial needs.

SEFCU is among the 50 largest credit unions in the U.S. with more than: $4.2 billion in assets, i350,000 members, and 50 branches in the Capital Region, Binghamton, Syracuse, and Buffalo. SEFCU’s growth is due to unmatched personal service, superior products, and our commitment to the corporate philosophy of Changing Lives Every Day.

The credit union offers products to meet members’ financial needs, ranging from savings options and free checking to great rates and investment services. SEFCU members can also enjoy free online and telephone banking, free direct deposit, and access to tens of thousands of surcharge-free ATMs worldwide. SEFCU also offers Video Teller Machines (VTMs), allowing members to conduct transactions in the same way they would in-person, but instead with a representative on screen. Other benefits include member rewards, Tuition Rewards, and free Mobile Banking with their award-winning app. SEFCU also offers ongoing member education including free seminars and online resources.

SEFCU has two wholly-owned subsidiaries, one providing a full-range of insurance products, including auto, home, life, and long-term care. The second offers conventional mortgages, including fixed-rate mortgages, FHA loans, and Reverse Mortgages.

In addition to providing superior financial products and outstanding member service, SEFCU is committed to supporting the communities they serve. Through SEFCU’s Community Support Program, the credit union assists hundreds of local non-profit organizations through fundraising events, employee donations, and volunteer activities.

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