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SEFCU offers free checking and online banking, great rates, exceptional member service, accessible branch locations, a large ATM network, business services, and investment and insurance products to meet all of your financial needs.

SEFCU is one of the 50 largest credit unions in the U.S. and fifth largest in New York State with more than $3 billion in assets, 50 branches, and more than 300,000 members in the Capital Region, Binghamton, Syracuse, and Buffalo. SEFCU’s growth is due to unmatched personal service, superior products, and our commitment to the corporate philosophy of Changing Lives Every Day.

The credit union offers products to meet members’ financial needs, ranging from savings options and free checking to great rates and investment services. SEFCU members can also enjoy free online and telephone banking, free direct deposit, access to tens of thousands of surcharge-free ATMs worldwide, member rewards, Tuition Rewards, and free Mobile Banking, iPhone®/iPad® and Android® apps. SEFCU also offers ongoing member education including free seminars and online resources.

SEFCU has two wholly-owned subsidiaries. SEFCU Insurance Agency offers a full-range of insurance products, including auto, home, life, long-term care. SEFCU Mortgage Services offers conventional mortgages, including fixed-rate mortgages, FHA loans, and Reverse Mortgages.

In addition to providing superior financial products and outstanding member service, SEFCU is committed to supporting the communities we serve. Through SEFCU’s Community Support Program, the credit union assists hundreds of local not-for-profit organizations through fundraising events, employee donations, and volunteer activities.

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